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Did you ever think about your own short term/vacation rental business? Then dive into this all encompassing online course to help jumpstart your business. Per Elizabeth (Airbnb & Short Term Rental Extraordinaire), "We left no stone unturned, the good, the bad, the ugly and the magnificent is all included!!!" 

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  • November 12, 2018 12:00 PM | Anonymous

    Shout out and thanks to my client for sending me this beautiful Divine Mercy coffee mug. Enjoy learning a little bit about this gracious devotion and God’s message of mercy.

  • November 12, 2018 12:00 PM | Anonymous

    Watch to learn the outcome of the Utility battle in Bargersville. The town amended the ordinance granting some but not all concessions to Landlords.

  • November 12, 2018 12:00 PM | Anonymous

    This buyer lost his property because he failed to record his deed! Subsequent buyers were bona fide purchasers for value and without “notice” because there was no recorded deed. Common knowledge and use of the property were insufficient to establish a claim where the deed wasn’t recorded. This was a tax sale and foreclosure property. See the full case: John Reno v Dennis O Hamilton, Cathy A. Hamilton et al; Court of Appeals of Indiana, Memorandum Decision, 33A01-1711-PL-2669;

  • November 12, 2018 12:00 PM | Anonymous

    Judges agree that the three most important considerations in their decision in court are “documentation, documentation, and documentation.” Listen to learn more.

  • November 12, 2018 12:00 PM | Anonymous

    Just starting with our first client and new Government Relations practice area. Listen to learn how we make YOUR voice heard at the Indiana General Assembly

  • November 12, 2018 12:00 PM | Anonymous

    Landlord Registration Update

  • November 12, 2018 12:00 PM | Anonymous

    Younger generations are really stepping up to care for aging parents and grandparents. Beautiful to see the love and devotion of the next generation. Another reason to be hopeful and optimistic about the future!

  • October 16, 2018 12:00 PM | Anonymous

    Data on 3 States

    Real estate investing is not only about making a profit from buying and selling properties. It has a lot to do with keeping a finger on the industry’s pulse, analyzing trends, and making intelligent decisions and plans based on the information.

    An important resource is foreclosure trends, which serve as reliable barometers of a state’s stability and vitality. This year’s data on foreclosures hold significant potential for real estate investors.

    2018 Foreclosure Trends

    Halfway through 2018, foreclosure rates are still dropping fast. In fact, experts are predicting a historically low year for foreclosures.

    Despite this, 40% of local markets are also seeing a rise in foreclosure filing rates. This translates to 362, 275 foreclosure filings across the United States. These include scheduled auctions, default notices, and bank repossessions.

    Compared to 2017, foreclosure rates for this year are down by 17%. Out of 299 metropolitan statistical areas (MSAs), 26 announced year-over-year increases when it comes to foreclosure starts. The recent housing bubble may have some impact on present foreclosure trends, but analysts are quick to point out that several other factors are responsible as well, such as present distress in real estate markets.

    Of all states, three were hit with the highest foreclosure rates. These are:

    1. New Jersey
    2. Delaware
    3. Maryland

    New Jersey may have bagged the unfortunate spot as the country’s leader in foreclosure, but compared to 2017, filing rates in this state have actually decreased by 2%. Sadly, that’s not enough to place them lower down the rank. It’s also important to note that more than half of foreclosure filings in New Jersey can be traced to loans back in 2004 and 2008.

    Is a Foreclosure Crisis on the Horizon?

    That’s one of the biggest questions that the industry is trying to answer right now. The good news is that only a few states show the remnants of the latest foreclosure crisis. Experts are foreseeing impressive low levels of mortgage delinquencies in the second half of 2018, and explain that a housing bubble is not very likely.

    While existing home sales remain healthy, they’re not as strong as they can be due to factors like home price appreciation, limited inventory, and rising rates. Therefore, real estate investors should keep a close eye on changes in the foreclosure market.

    Foreclosure Trends in Indiana

    As for Indiana, foreclosure rates are pegged at 1 in every 1802. Top counties in terms of foreclosure are Lake, Huntington, Greene, Morgan, and Miami. Auctions make up a bigger part of foreclosures, with bank-owned and pre-foreclosures following closely.

    For the smart real estate agent, this offers a good opportunity to find great properties and make a profit off them. It also offers an opening to reach homeowners who are looking for an alternative type of housing.

    However, it’s not easy to keep track of foreclosures and determine which ones have solid potential. If you’re not a member of an established real estate investment group, then you’re missing out on the chance to generate wealth from this section of the industry.

    CIREIA leaders have prospered in all market conditions.  With that said, they believe that our market is not headed toward a downturn; rather a correction back to normal. 

    As Central Indiana’s foremost real estate investors association, CIREIA can help you gain a better understanding of foreclosures and other key elements of the real estate industry, as well as how to take advantage of them and find success as a real estate agent. Call us today to find out how to become a member!

  • September 20, 2018 12:00 PM | Anonymous

    Commercial Real Estate

    Commercial real estate can be a profitable field for those who can thrive on the demands of this profession. For interested individuals, joining a real estate investment group can be a wise step to get their foot in the door and get access to a wealth of resources that independent agents might not have.

    It’s important to get one thing straight, however: this industry is not for those looking for a quick buck without putting in the work. Real estate investing is an incredibly competitive industry, and you should expect to invest lots of time and effort to increase your chances of career success. There are certain duties, skills, and considerations that come with being a commercial real estate agent, and for the right candidate, this industry can be incredibly dynamic, meaningful, and rewarding.

    Breaking into Commercial Real Estate

    As a commercial real estate agent, you’ll be helping your clients lease, purchase, or sell properties that will be utilized for business purposes such as office or retail. You will be acting as a mediator, representing buyers and sellers. If you’re determined to get into the world of the commercial real estate, here are some steps you can take to kick-start your career:

    • Keep a journal for your list of prospects
      In the real estate industry, your network and connections are as valuable as gold. If you’re looking to make the jump into the commercial real estate, then it’s advisable to keep a journal that includes your potential leads, power players, business owners, real estate properties, and other information about clients.

      For instance, do you have a friend whose brother is a doctor? You might want to keep it in mind for when they make the switch into private practice. Having a list of prospects will help you track down opportunities and take advantage of them as they arise.

    • Let people know who you are
      Once you have some prospects in mind, let everyone know that you’ve entered the commercial real estate industry. An excellent way to do this is to print out a fresh set of cards and to give them out at every opportunity.

      Joining a real estate investment group is also an excellent way to begin establishing yourself as a commercial broker. Not only will you gain access to a broader network, but you’ll also be able to show the properties you’re looking to move, as well as meet interested parties or other people who can offer new leads.

    • Get educated
      You’ll also need a license to be able to work as a commercial real estate agent. Some states require candidates to get a specific number of hours toward courses. You should also expect to renew your license every few years.

      Apart from a professional license, you should also be well-read and updated in relevant real estate news, trade publications, laws and regulations, and other pertinent information. Staying updated can be difficult when you do it on your own as many local regulations and rules may change without a moment’s notice, so be sure to explore your options.

    Opportunities Await You

    Just as in residential real estate investing, getting into commercial real estate investing presents huge possibilities.

    • Income potential. You can make money off of commission. With commercial real estate dealings, you are more or less involved with well-moneyed clients, so expect the payoff to be huge.
    • Limited operation hours. You need not work on weekends. Businesses usually have Monday to Friday operational hours, so you can only interact with them during this period. This is unlike dealings with residential clients, wherein you would be required to work weekends.
    • Professional relationships. When you get into this business, you have a less emotional attachment, compared with residential estates. People who own commercial properties are not individual but small business owners. The relationship is more business-to-business than personal-to-business.

    Get into Commercial Real Estate Investing!

    Breaking into the commercial real estate industry might be tough, but with the right preparation, expectations, and readiness to work hard, it holds great potential for wealth and success. Finally, becoming a member of real estate investment groups like CIREIA can be an invaluable way to jumpstart your career in real estate investing. Each month, CIREIA hosts multiple classes on investing including one on multi-family investing that members are encouraged to attend. To learn more, feel free to reach out.

  • August 09, 2018 12:00 PM | Anonymous

    Short Term Rentals

    Short term rentals are taking the real estate investing industry by storm. Travelers are increasingly choosing vacation rentals over hotels, and investors have taken notice. According to the National Association of Realtors (NAR), a fourth of all investment and vacation property owners rented them out in 2017, a third plan to continue in 2018, and more than 45% of investment buyers are banking on renting to generate income instead of more traditional methods like price appreciation and flipping.

    How Did This Happen?

    Travel is more accessible than ever, while hotels have become more expensive. Enter companies like Airbnb, VRBO, and FlipKey. These platforms became a medium between property owners and short-term tenants, streamlining the rental process. 

    So let’s say you wanted to take a vacation in Indiana. Today, hotels are not your only option anymore; you can look up single-family homes, townhomes, studios, condos, and other real estate properties in the area and rent them for your holiday.

    This strategy revolutionized the housing market, making short-term rentals a booming source of income for many investors. For instance, many report higher returns on investment (ROI) based on nightly rental rates as opposed to long-term leases. Other benefits include:

    • Less risk of interior or exterior damage, since this risk increases when properties are rented for more than six months
    • Better occupancy ratios thanks to more manageable and shorter agreements
    • Premium price during high-demand months
    • Use of the property as own vacation home

    Should You Join the Gold Rush? Yes, But…

    The National Association of Realtors (NAR) reported a significant surge in the number of short-term rental properties being purchased recently. NAR also indicated that a third of buyers bought properties in subdivisions or suburbs, and a third bought properties in resort areas, suggesting that a lot of these buyers are new to the real estate investing industry.

    If you’re new to the industry and not a member of a real estate investment group, investing in short-term rentals can be risky.

    • A major reason is the constantly-shifting laws and regulations that govern short-term rentals (heavily influenced by hotel lobbies), which can vary greatly from city to city. It can be difficult to stay up-to-date on new rulings on your own.
    • Another potential drawback is using a self-directed retirement account. You might run into complications with both managing the rental and using it for your own. 
    • On top of this, renting out your property also comes with additional expenses. This can cover extra insurance costs, as well as payment to short-term rental platforms for hosting your booking. Knowing what kind of taxes apply to your rental is also critical.

    Join CIREIA, and Reap the Many Benefits of Its Membership! With proper preparation, short-term rentals offer a brilliant opportunity to earn more, and with the right strategy, even turn the investment into an outright business. If you’re interested in venturing into this sector, joining a real estate investors association like CIREIA is highly recommended to help you avoid the common pitfalls of real estate investing while giving you access to established networks and a wide range of resources. Each month, CIREIA hosts multiple classes on investing including one on short term and AirBnB investing that members are encouraged to attend. Experience the CIREIA benefits today!